Community Banking

Overview

Jellum Law understands that one of the essential elements of community banking is the community. Our attorneys represent banks small and large across the country, whose lending decisions are made by people who consider the local needs of families, businesses, and farmers. At Jellum Law, you are never a faceless client or just a file. We know that community banks serve an integral role in our community, and Jellum Law is well-equipped to serve as your legal department. We offer thorough corporate knowledge and regulatory advice, commercial and financial review from the routine to the unique, and step-by-step teaching, consulting, and training to implement the processes that will empower you to turn and help your community grow.

Our firm has extensive experience representing community banking organizations in a wide array of matters. We represent community banks and bank holding companies of all sizes and throughout the country by providing corporate knowledge and regulatory advice, reviewing commercial matters, managing commercial and consumer relationships, servicing and liquidating loans, and assisting startup banks in all phases of the formation process.

Our Community Banking Practices include:

• Mergers and Acquisitions
• Charters, Capital Formation, Charter Conversations and changes in control
• Holding-company formation
• Response to and defense of regulatory agency enforcement actions
• Strategies to respond to regulatory agency enforcement actions
• Strategies to respond to regulatory examination reports
• Design and implementation of management and governance policies
• Regulatory matters including privacy internet banking and financially troubled entities
• Capital raising and securities issues
• Vendor contract management
• Electronic banking services and regulation
• Consumer and regulatory compliance consultation and design
• Lending Operations
• Consumer and commercial loan documentation
• Consumer and commercial loan enforcement