Compliance

Overview

Jellum Law has extensive experience advising financial institutions on how to effectively comply with the applicable banking regulations and consumer laws as issued by various federal and state agencies. In this capacity, we regularly counsel federal and state banks, bank holding companies, regional banks, community banks, and credit unions on maintaining regulatory compliance, navigating the examination process, and promptly addressing any agency findings.

Our financial institution attorneys assist clients in resolving matters related to:

• Regulation O and other insider transactions
• Regulation CC
• Regulation E
• Electronic Funds Transfers and Internet Banking
• RESPA
• Fair Credit Reporting
• NACHA
• Documentary Drafts
• Check Collection
• Uniform Commercial Code (UCC)
• Secured Transactions
• Garnishment, Levy, Execution, and Setoff
• Truth-in-Lending
• Truth-in-Savings
• Privacy issues
• State and federal lending limit issues
• Account Closings
• Dormant Accounts and Abandoned Property
• Death and Incompetency of Customers
• Bankruptcy and Insolvency
• Holding company formation
  • Management and governance policies
  • Financially troubled entities